Margi McKinney has spent more than 21 years in the insurance industry specialising in home and auto insurance, title bonds, and liability coverages. She does not treat policies as transactions – she learns her clients’ situations, remembers the details, and builds coverage around what they actually own and what they actually face, not what is easiest to sell. That approach, applied consistently over two decades, is why many of her clients have been with Cook Insurance for years. Her expertise with title bonds adds a practical dimension to her work, allowing her to handle the documentation and liability requirements that arise in real estate transactions alongside a client’s standard personal coverage needs – all without requiring a separate agent or relationship.